Get Pre-Qualified and Stand Out as a Buyer
Before you even step into a realtor’s office or tour your first potential new home, getting pre-qualified for a mortgage gives you a major advantage. With a pre-qualification letter in hand, you show sellers and real estate agents that you’re serious, financially prepared, and ready to make an offer. And in today’s competitive market, it’s important to explore ways to make your letter stand out and increase the likelihood that your offer wins the bid.
The Porch Light Team is here to help you get pre-qualified quickly and easily. Just fill out our secure online pre-qualification form, and we’ll assess how much you may be able to borrow. That way, you can confidently shop for homes within your budget.
If you’d like to spend some quality time together strategizing a plan that is specific to your homebuying journey, click HERE to schedule a time that works best for you.
Check Your Credit Before You Apply
Lenders review your credit history, income, and current debts to determine your loan eligibility. One of the biggest factors is your credit score—a higher score can help you qualify for better loan options and lower interest rates. You can check your credit score for free on websites like FreeCreditReport.com and CreditKarma.com. If your score is below 640, it’s worth reviewing your credit report for errors, staying current on all payments, and reducing debt where possible. The Porch Light Team is here to you.
