Which best describes you?

Home Buyer

Seeking mortgage options and rates

 

Refinancing

Looking to save money and levarage equity

Investor

Looking to grow a real estate portfolio

Non-QM/Alternative

Self-employed, asset-based, and alternative lending

 

About Me

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who can provide quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

My real estate journey began in 1994 as a real estate attorney, where I counseled traditional home buyers and sellers, as well as developers and commercial property owners. I've been in mortgage lending since 2003. I encourage you to apply directly on the link at the top of this site or set up an appointment with me. As always, feel free to reach out by email or phone. Please feel free to schedule a one-on-one call, or simply apply if you're ready to go.

Porchlight mortgage and John are excellent at what they do. Over the past 20 years John has helped with mortgages and refinancing providing I valuable help. We’ve recommended him to... read more

Stacy Ruel Avatar Stacy Ruel

We worked with Porchlight for our prime mortgage and then again when we refinanced. John is a joy to work with. He put us first, helping us to find the... read more

Beth Mejia Avatar Beth Mejia

A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Pre-Approval Made Easy

See what you can borrow and shop with confidence.

Compare Rates & Save

Get personalized quotes with no obligation to commit.

Expert Guidance

Get professional answers to your mortgage questions.

How much do you qualify for?

No Obligation. No Credit Check.